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Limited-Time Offer

Fall Into a Lower Rate

Fall into a lower rate with UnionMain Homes! For a limited time, rates start as low as 3.25% in Year 1 with a 3/2/1 buydown. Enjoy 4.25% in Year 2, 5.25% in Year 3, and a fixed rate of 6.25% for Years 4–30 on select homes in participating communities.* It’s a great time to make your move and enjoy a lower mortgage rate during your first years of homeownership.

Fall Into a Lower Rate

Offer available at these communities

Austin SpringsBrookville EstatesCambridge CrossingCreeksideEcho ParkEdgewaterElevonLake BreezeLegacy HillsMaddox LandingMilrany RanchMyrtle CreekPickens BluffReunionThree RiversWalden PondWildflower Ranch

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On a FHA 30-year 3-2-1 buydown loan with a sales price of $450,000, a 680 FICO score, with a 3.5% down payment, a loan amount of $441,849 which includes upfront mortgage insurance, a note rate of 6.25% (7.086% APR) the monthly principal and interest payments are as follows: in year 1 there would be 12 monthly principal and interest payments of $1,922.95 at 3.25%, in year 2 there would be 12 monthly principal and interest payments of $2,173.63 at 4.25%, in year 3 there would be 12 monthly principal and interest payments of $2,439.91 at 5.25%, and in years 4-30 there would be 324 monthly principal and interest payments of $2,720.54 at 6.25% for the life of the loan. Payment example does not include homeowner insurance, taxes, mortgage insurance, or any HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Home financing must be obtained through UMH Mortgage. Union Main Homes locked in, through UMH Mortgage, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until pool of funds is depleted, or promotion expires. Interest rate offered applies only to Union Main Homes financed through UMH Mortgage for a borrower’s principal residence. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time with no prior notice. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Union Main Homes. Locking the promotional interest rate is the borrower’s responsibility with UMH Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change at any time without notice. All terms and conditions subject to credit approval, market conditions, and availability. Example terms available as of 9/16/2026. ©2026 UMH Mortgage, LLC | NMLS# 2744531 | www.UMHMortgage.com | info@UMHMortgage.com | Equal Housing Opportunity.